Purchasing Where do we begin??

Before you start looking for your new home, you need to prequalify with your professional Realtor or a lender so you know what you can afford to purchase.

Decide what location and features are important to you and then it's time to start viewing homes in your price range that meet your criteria.

Once you find a home that suits your needs, the negotiation process begins. Your Realtor will present a written offer which will be accompanied by an earnest money check to show your sincerity in the desire to purchase this home. It will include the amount you are willing to pay, closing and possession dates, any special conditions regarding inspections, closing costs or acquisition of a mortgage, the sale of buyer's home or requests for additional information on the property.

If the offer is acceptable, you will immediately proceed to secure a mortgage loan, set up inspections on the property and if applicapable, market your present home.

Once loan approval is received, you need to arrange for your Homeowner Insurance and call utility companies to turn on services. When the agreed upon closing date arrives, you and your Realtor will meet with the lender to sign final paperwork for the loan and the deed will be recorded at the courthouse.

You are now a proud homeowner and can begin to move into your new house!